According to the article:
There are 3 groups:
- Those who are claim free
- Those who claim within expected norms
- Those who claim excessively
So, if you’re good, you pay less… Not really cool, but that’s life for heavy claimers, but that’s nice for the non-claimers, in a way.
Hmmm… I just hope OUTsurance covers me properly when I need them.